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We are committed to making the insurance and billing process as simple and transparent as possible. Our team works with a variety of insurance plans and can help you understand your coverage, verify benefits, and determine any out-of-pocket costs prior to treatment.
Hanabusa IVF is contracted with Aetna and UnitedHealthcare
Important note: Dr. Chang is out of network. Depending on your specific plan, benefits may apply differently for physician services versus other components of care.
If you have out-of-network fertility benefits, our team can help provide documentation to support:
Requirements (when required by your plan)
Submissions for out-of-network benefits (based on your plan rules)
If you plan to use insurance benefits for IVF, prior authorization is required and you cannot start an IVF cycle until it is approved. We recommend contacting us early so the authorization timeline does not delay treatment.
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You’re a fit for Traditional Fertility Care if any of these statements resonate with you:
You’re just getting started
You want clear first steps
You’ve explored clinics, but still feel at the beginning
You need fertility testing
Your labs look reassuring
Your situation feels straightforward
You have fewer complicating factors
You’re considering IUI
You’re new to IVF
You’re planning an FET
You’re considering PGT
If anything, complex becomes evident, we smoothly upgrade your pathway.
You’re a fit for Complex Care if any of these statements resonate with you:
Low AMH/AFC or DOR concerns
You have Diminished Ovarian Reserve (DOR)
You have POI or high FSH concerns
You’re considering Ovarian Rejuvenation (PRP)
Age 40+ or time feels limited
Prior IVF didn’t respond as hoped
Low egg numbers / embryo growth issues
Unsuccessful embryo transfers
Recurrent pregnancy loss (2+ losses)
Male factor needs ICSI or TESE
You’ve been told your case is complex
If your case is complex from the start, we build the right strategy from day one.
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